Jeevan
Surabhi plan is similar to other money
back plans.However main differences in
regular money back plans and Jeevan Surabhi
are as under
Maturity term is more than premium paying
term.
Early and higher rate of survival benefit
payment.
Risk cover increases every five years.
The actual term and the premium paying
term for these plans are as under.
| 106 |
15 years |
12 years |
| 107 |
20 years |
15 years |
| 108 |
25 years |
18 years |
Full sum assured is paid back as survival
benefit by the end of premium paying term.
However, the risk cover and additional
risk cover continue and the policy participates
in profits till the end of policy term.
Accident Benefit is restricted to the
premium paying period and to the overall
limit of Rs.5 lakhs on a single life.
This plan holds special interest
to people who besides wishing to provide
for their old age and family feel the
need for lump sum benefits at periodical
intervals.
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